1. No, their pension in India will not reduce the amount of their AEO. But this will reduce their amount of GIS if they get a GIS. I help my father apply for OAS and CPP disability and have trouble understanding eligibility. Please help. My family and I emigrated to Canada in 1986. My father contributed to the CPP from 1987 to 2009, then returned to Taiwan in 2009 and is currently retired in his hometown. He applied for Taiwan`s old-age pension. What worries me is that he is eligible for the OAS and the CPP? If I help him apply, does he meet the minimum requirements? Does this contract exempt a Canadian permanent resident from the requirement to make a mandatory contribution to the CPP? I moved to Canada on a work permit and did not contribute to the CPP, but I did contribute to the Indian Pension Plan. I received my permanent resident status 6 months ago. But I still don`t contribute to the CPP. When I applied for a mortgage, the mortgage lender questioned my decision not to contribute to the CPP. I understand that under this treaty I can contribute to each of the participating countries.
What do you think? My question is about the OAS. I know I will be eligible for OAS because I live in Canada for more than 20 years after the age of 18. But my wife is younger and he is missing a few 20 years. I should also mention that my wife has never worked in the United States, so even though she has an “authorized for employment” SSN, she does not have work loans. She will therefore receive a spouse`s pension based on my work report. I was born in Canada and have lived in Canada all my life. I am currently receiving CPD (CPP Disability) benefits from my former employer in addition to a private pension plan. I am 57 years old and had to retire earlier than expected due to serious health problems.
with respect to India, the geographical areas of the Republic of India, including territorial waters, as well as exclusive economic zones over which the Republic of India has sovereign rights under international law. You are certainly entitled to a CPP old age pension, even without using the agreement. You may be entitled to a small OAS pension under the agreement. Under the agreement, U.S. Social Security credits earned after 1965 can be considered with CPP or QPP work loans, if necessary to meet minimum CPP or CPP disability or survivor requirements. However, to be eligible for your U.S. credit statement, you must have purchased at least one year of credit under the CPP or RPCQ. It is not necessary to include U.S. Social Security credits when determining eligibility for CPP or QPP retirement benefits, as anyone who has contributed to at least one of the two plans may be eligible for an old age pension or a reduced retirement pension as early as age 60. Hi Val – Yes, as long as your IME has lived in Canada for at least 20 years after the age of 18, their OAS outside of Canada is payable forever.
If she also receives the GIS, it ends as soon as she has been absent for 6 months. If the pension you call your “husband`s allowance” is the CPP survivor`s pension, it is payable forever outside of Canada. I recently applied for my father`s cpp & oas. I have a question. he plans to spend his retirement years in his hometown in Croatia. How long will it take for international direct deposit information to be processed if it deviates from its current direct deposit information? temporarily, he wants to receive his pension here in Canada. but I`m just curious about the future of Canada`s international cpp & oas reception and the process. Very informative article!! My parents have been living in Canada for 10 years, they immigrated from India and now they are already 65 years old and will soon be applying for the OAS. Both were government employees in India and received a pension there. So my question is: – 1) Will their OAS benefits be reduced if they receive a pension in India? 2) You have made several trips to India where the stay was less than 6 months each time, so does this affect the 10 year period in Canada or not? Thank you My father is 74 years old. He arrived in Canada from India 8 years ago (at the age of 66) on a family sponsorship visa. He is currently a Canadian citizen.
He has no source of income since he has never worked in Canada. I am just wondering if he has the right to apply for an AEO under the provisions of the International Agreement on Social Security between Canada and India, even though he has not been here for 10 years. Hello Bob, my mother has been working in the UK since the age of 18 and has been living in Canada and working since 1987. She turned 65 a month ago. We are starting to fill out the OAS pension forms and we do not know if the section on benefits from another country needs to be completed. She does not have pension benefits from another country and has not applied. So, as far as the OAS is concerned for my wife, will the USA-CAN tabulation agreement increase her up to 20 years of housing credits so that she can receive a 50% OAS pension when she turns 65 later this year? Hello Pierre – If you have lived in Canada for at least 20 years after the age of 18, you are entitled to partial OAS no matter where you live, even without an agreement. If you have lived in Canada for less than 20 years after the age of 18, you are not eligible for the OAS if you live outside of Canada, unless you are eligible for one of the many international agreements. An additional benefit called the Guaranteed Income Supplement (GIS) is paid to OAS beneficiaries living in Canada who have little or no income beyond the OAS benefit. The GIS is payable outside of Canada for only 6 months after the month of departure from Canada. CPP workers can receive a full or reduced pension as early as age 60. Only one contribution (1 year of coverage) is required.
CPP type QPP. My name is Rolando Cruz, I found your name on the DRpensions website and I just want to check my mother`s application for her retirement provision. I sponsored my mother and she has been emigrating here to Canada since March 2004. During her 10-year residency here in Canada, she returned to the Philippines 3 times (2005, 2007 and 2010), she spent more than a year during those 3 years. If I add it all up, she spent about 5.8 years here in Canada and 4.2 years in the Philippines, but she kept Canada as her primary residence. She submitted her OAS pension application here in Canada last year (September 2014), we received a response that they forwarded her application to the International Division, and then after 1 year they sent another letter stating that she had not respected the 10-year residency, so they did not grant her the OAS pension when we submitted her application. The foundation we envisioned is the fact that she has lived here in Canada and the Philippines for 10 years. The fact that they said “worked directLY OR”, which means that if she lived in both countries but did not necessarily work, she should have been eligible for at least one partial retirement pension, I think you are more of an expert in the field, so I sent you this letter, Hoping I get the right answer Hello Carolyn – With 5 years of maximum CPP contributions, your CPP retirement pension at age 65 is about $142 per month. With 5 years of residence in Canada, your OAS at age 65 would be about $73 per month (5/40 of the full OAS of $583.74) if you are eligible for the agreement. However, it may be advisable to postpone your OAS until age 70, as it will double during those 5 years and you will “break even” at age 75. If you have lived or worked in Canada and another country, or if you are the survivor of someone who has lived or worked in Canada and another country, you may be eligible for pensions and benefits from Canada and/or the other country under a social security agreement.
I plan to buy the UK basic/minimum pension and pay the equivalent of the remaining £3-4,000. .